Rachel Ramsay BSc, MLIBF CeMAP, CCBI PMA
Mortgages with Personality!
Welcome to Ramsay Financial Ltd
At Ramsay Financial Ltd, you will feel valued and prioritised as you are guided smoothly through every stage of your mortgage journey. With a solid foundation of 24 years' experience supporting clients with a wide range of needs and circumstances, you can be assured that you are in safe hands.
As a whole-of-market mortgage adviser, I have access to a vast range of lenders, including some exclusive broker-only deals that are not available directly to the public. The value of having an experienced adviser help you find the most suitable mortgage can be significant, not only in securing the right solution but also in saving you valuable time and reducing the stress involved in the process.
No two cases are the same, and I specialise in matching clients with the most appropriate and cost-effective mortgage solutions tailored to their individual circumstances. Whether you are a first-time buyer, homeowner, remortgaging, or building a property portfolio, I am committed to providing clear guidance and expert support every step of the way.
Having successfully helped many first-time buyers, homeowners, and landlords navigate the mortgage process, I pride myself on being there when my clients need me most. With full CeMAP mortgage qualifications and Professional Banker status, you can be confident that you will receive advice that is tailored to your needs and objectives.
My flexible approach, expertise, and dedication to delivering exceptional customer service ensure that your needs remain my highest priority.
Let me take the stress out of finding the right mortgage, so you can focus on what matters most.
Rachel has been absolutely amazing throughout our entire home-buying journey. From helping us arrange our mortgage to sorting out our life insurance and home insurance, she has been there every step of the way.
She always responds quickly to messages, answers every question thoroughly, and makes what can be a stressful process feel straightforward and manageable. Nothing is ever too much trouble for her, and her knowledge, professionalism, and dedication have given us complete confidence throughout.
As first-time buyers, my partner and I really appreciated the support, guidance, and reassurance Rachel provided. She has consistently gone above and beyond to help us, and her proactive approach meant everything was always handled efficiently and promptly.
I genuinely couldn't recommend Rachel highly enough. If you're looking for someone who is knowledgeable, reliable, supportive, and truly cares about her clients, Rachel is the person to speak to. Thank you for everything you've done for us!
Ashley Bragg
Rachel was very professional and provided us with excellent advice and assisted our application.
I would recommend Ramsay Financial Services.
Greg Carlton
Rachel was absolutely fantastic throughout the entire mortgage process. As a first-time buyer, I really appreciated how patient, knowledgeable, and supportive she was every step of the way. She took the time to explain everything clearly, answered all of my questions, and made what could have been a stressful process feel much more manageable. Rachel was always responsive, and genuinely cared about helping me secure the right mortgage for my property purchase. She gave me confidence from start to finish, and I couldn't have asked for a better mortgage broker.
I would highly recommend and I will be using again.
James
Rachel helped us secure our mortgage after having a not so positive experience dealing directly with a mortgage advisor from a lender. She was always on hand to answer our questions and her knowledge and support gave us confidence from start to finish. We wouldn't hesitate to recommend Ramsay Financial to anyone looking for friendly, professional and reliable advise.
Read moreRachael
Rachel was incredible from start to finish and made the whole house buying process seem really stress free in terms of getting the mortgage. Would highly recommend her!
Read moreKiran Ditta
I can't recommend Rachel highly enough. I needed a Financial Capacity Report completed at very short notice, and Rachel stepped in with just one day's notice when others were unable to help. Not only was she incredibly accommodating, but her fee was also around half of what I had been quoted elsewhere.
Throughout the process, Rachel was responsive, professional, and genuinely personable. Every email, call, or message was answered almost immediately, which made what could have been a stressful situation feel straightforward and well managed.
The service I received was excellent value for money, delivered efficiently and to a very high standard. Rachel's expertise, professionalism, and approachable manner really stood out. I would not hesitate to use her services again and would happily recommend her to anyone requiring a Financial Capacity Report.
Thank you, Rachel, for such outstanding service.
Paul App
Superb service. From our first appointment Rachel had worked hard to get us the best deal. Was there all the way through the process to make sure everything went smoothly. Remortgage arranged. We couldn't be happier. Thanks.
Read moreBarry Foster
Rachel Ramsay at Ramsay Financial Ltd has been absolutely brilliant from start to finish.
Rachel helped us complete three mortgages within six weeks, which was a huge help and made what could have been a stressful process feel much more manageable. The communication throughout was excellent, and we were kept updated at every stage so we always knew what was happening and what was needed next.
Rachel gave us clear advice, explained everything in a way that was easy to understand, and even came out to meet us in person to talk us through the different stages of the mortgage process and how everything would work moving forward.
Ramsay Financial also helped with the information that needed to be sent over to the solicitors and gave us useful advice around putting wills in place, giving us extra peace of mind in case of any unforeseen circumstances.
Overall, the service we received was fantastic. Rachel was professional, helpful, knowledgeable, and very easy to deal with. Nothing ever felt like too much trouble, and the support from start to finish was excellent.
We would happily recommend Rachel Ramsay and Ramsay Financial Ltd to anyone looking for mortgage advice or help with the mortgage process.
Thank you
Mr & Mrs Baguley
Jamie Baguley
I used this company's services and I am very satisfied with the help I received. Rachel is a lovely and friendly person with an angelic voice. I trusted her 100% - she advised me as if she were doing it for herself. She explained everything thoroughly and patiently answered all my questions.
I will definitely come back to her in the future. I highly recommend her services!
Thank you xx
Barbara Adamowicz
Me and my boyfriend Jack used Rachel off of a recommendation when it came to buying our first home and wow are we glad we did! She made the home buying process so much easier for us, taught us things we didn't but needed to know about and in all honesty made us feel like we had a an idea what was going on throughout when it felt we'd been left in the dark a little. As first time buyers we didn't know what to expect throughout the process but Rachel always felt like someone we could go too. Nothing ever felt too much trouble and it seemed she worked outside of a 9-5 just to help us!
Would highly recommend Rachel to anyone I know and we would use her again if we were to purchase another property in the future.
Thanks again Rachel!
Megan
Highly recommend Rachel! She helped us through every step of the way and answered any questions I had. Would definitely use again.
Read moreCara Glennie
Rachel recently organised our remortgage and the service was great.. listened to our requirements, found us a great deal that saves money, kept informed throughout and the whole process was hassle free. Would highly recommend
Read more
