Personality! Sensible and professional mortgage advice from the whole of the market
Welcome to Ramsay Financial Ltd
At Ramsay Financial Ltd, you will feel valued and prioritised as you are guided smoothly through every stage of your mortgage journey. With a solid foundation of 24 years' experience supporting clients with a wide range of needs and circumstances, you can be assured that you are in safe hands.
As a whole-of-market mortgage adviser, I have access to a vast range of lenders, including some exclusive broker-only deals.
I pride myself on being ethical, transparent, and only securing the right solution but also in saving you valuable time and reducing the stress involved in the process.
No two cases are the same, and I specialise in matching clients with the most appropriate and cost-effective mortgage solutions tailored to their individual circumstances.
Whether you are a first-time buyer, homeowner, remortgaging, or building a property portfolio, I am committed to providing clear guidance and expert support every step of the way.
Having successfully helped many first-time buyers, homeowners, and landlords navigate the mortgage process, I pride myself on being there when my clients need me the most.
My flexible approach, expertise, and dedication to delivering exceptional customer service ensure that your needs remain my highest priority.
Let me take the stress out of finding the right mortgage, so you can focus on what matters most.
There is no charge for our first meeting or any initial advice.
Free for life
I offer a completely free service for the lifetime of our relationship. This includes:
Your first home purchaseFuture remortgagesProduct transfersMoving home
Residential Mortgages(New clients)
£395 Standard Cases
£495 Complex Cases (eg. adverse credit, foreign nationals, probate cases)
Buy To LetMortgages
£395 Individual Applicants
£495 Limited Company Applicants
Multiple Property Cases Fees are negotiable depending on the portfolio
Mortgage CapacityReports
This fee is fully redeemable against any future mortgage fee within 12 months
Rachel has been amazing from start to finish! I used Rachel to help obtain a mortgage for my first home and also a remortgage. She made a very stressful and difficult time so easy and straightforward. I can't recommend her enough! I would only use Rachel going forward.
Read moreMary Greenway
Rachel was really helpful, approachable and efficient throughout the buying process
Read moreJonathan Mercieca
What a fabulous experience. Lot's of knowledge and lots of quotes and options when working with Rach. She dealt with eveything and communicated to us at all times, responding to any questions or queries we had. Once potential mortgage options were explored she sorted the paperwork out rapidly and we had a mortgage in principle and an approval of a mortgage within 6 days of first speaking with Rach. Would definitely reccomend.
Read moreLucy Barlow
Rachel was amazing throughout the whole process, we were first time buyers and she made getting a mortgage so easy and simple for us. I'd recommend her to everyone, thank you!
Read moreHolly Rigby
I had a fantastic experience with Ramsey Financial Ltd, They made the whole mortgage process smooth and stress-free. Her professionalism, knowledge and expertise were priceless throughout. I couldn't recommend Rachel highly enough
Read moreChris Phillips
Honestly couldn't recommend Rachel enough! So helpful, knowledgeable and personable. I'm a first-time buyer and didn't really know what I was doing, but Rachel helped me every step of the way without ever making me feel overwhelmed or silly for asking questions. She made the whole process so much easier and was always on hand to answer any questions and put my mind at ease. I'm so grateful for all her help and couldn't have asked for better. Thank you, Rachel!
Read moreCerys Williams
Rachel has been absolutely amazing, she has been so helpful and accomodating throughout. She has made the whole process really simple and stress free and always made time to answer my questions to put me at ease. I would 100% recommended her services to anyone and can't thank her enough for what she has done for me
Read moreSam X
Rachel stepped in at the last minute to secure a mortgage deal for me after a disappointing service with my previous advisor. But more than that, she was reassuring, friendly and offered all the advice I needed to progress with what has been a very stressful house move. Her swift work, efficiency and excellent communication helped alleviate a lot of worry and I can't recommend her enough!
Read moreMarie Killen
Rachel was recommended to us by a friend, due to how amazing she had been on multiple occasions for his mortgages. We have been so happy with the support and services Rachel provided us throughout the process of buying our first home. We would certainly recommend the business for anyone looking for a mortgage advisor. Amazing!
Read moreCallum Lindley
