Mortgages with Personality!
one mortgage at a time
About Us
Welcome to Ramsay Financial Ltd, where you will feel valued and prioritised as you are guided effortlessly through the entire mortgage journey. With a solid foundation of over 21 years supporting a wide range of client's needs and circumstances you can be assured that you are in safe hands.
Being 'whole of market' means we can access a very large number of lenders, and some may offer 'broker only' deals which are only available to intermediaries. The value in allowing us to help you find the most appropriate mortgage can be huge and can also free up your precious time. Let us take on the stress for you! No two cases are the same and we are experts in matching the most suitable and cost-effective mortgage solution to your unique circumstances.
We have supported many first time buyers, homeowners and landlords through the mortgage process and pride ourselves on being there when you need it most. With full CeMAP mortgage qualification and Professional Banker status you can be assured to receive the right advice for your needs. Our flexible approach, expertise and dedication to you is our top priority.
Meet the Founder
Rachel Ramsay BSc, MLIBF CeMAP, CCBI PMA
If you're looking for sensible mortgage advice from a professional who knows what they're talking about, and who will do what they say and make you their priority then get in touch!
Rachel studied at Bury Grammar School and has a degree in Psychology she attained from The University of Bolton. She went on to fulfil a successful career in banking for 20 years where she enjoyed many roles such as Relationship Management (Affluent Clients), Training and Development and the Senior Personal Banker role. More recently she has gained qualifications in Mortgage Advice and Practice (CeMAP 1, 2 and 3) which also enables her to give advice on Personal and Business Insurance as well as General Insurance. She has also gained Professional Recognition from the Chartered Banker Institute which champions the highest ethical, professional and customer-focused standards in the Industry. In her spare time she enjoys long walks in the Lake District with her family, Pilates classes, and also her role as School Governor at her son's primary school in Heskin, Chorley. She has a passion for helping people and finding solutions, but she mainly loves building relationships with her clients and guiding them through the mortgage journey step by step. Here are a few comments from clients Rachel has helped recently...
Rachel was amazing! From the very start she helped us understand what our options were and managed the whole process whilst keeping us updated all the way. When we hit obstacles, she was quick to respond and find us other options. Couldn't have got to where we need to be without her!
I don't think she could have done anything better - she has always been available to answer my numerous questions. Returns calls promptly and was very patient when I couldn't uplift documents to the on-line portal
Rachel who looked after us took time to understand us. She was extremely friendly, personable and professional. She is a fantastic asset to the organisation and the reason we went on to choose a product.
Rachel listened to us as we explained our circumstances and tailored her advice to suit. I was impressed with her.
Rachel has been a great support throughout this process. Rachel has gone above and beyond to help us understand the options available to us so that we could make the best decisions. It's been a bumpy journey due to our circumstances and the current market but having Rachel in our corner has made all the difference. I found Rachel very reassuring as she took the time to explain things that were new to me and I trusted that she had our best interests at heart. Rachel was patient and persistant on our behalf and I don't know where we would be without her support and expertise.
You have given me hope that I can get a place of my own, something to look forward to. Many thanks x
